The NOVA MERCHANT app is a mobile financial platform designed specifically for Nigerians and Ghanaians, making it easier and faster to access short-term loans and manage financial transactions. Whether at home, in the office, or on the go, the app simplifies every step, from loan application to repayment, with just a few taps on your screen.
Key Features
Simple Registration:
Quickly sign up using your mobile number or social media account, provide basic information, and start using the platform immediately.
Smart Loan Application:
The application process is user-friendly, requiring just a few information to determine your loan eligibility.
Fast Fund Disbursement:
Once approved through our efficient online system, funds are transferred directly to your bank account in record time.
Over 
3 million
 loan application
Statistic Data Of Use
The short-term loan app is swiftly growing its user base, boasting over 10,000 monthly active users.
Whether it's an emergency or a personal need, you can apply for loans up to 100,000, with quick approval.
Loan Information:
Amount: 700–100,000
Annual Interest Rate: 15.9%–32%
Loan Term: 3–24 months
Costs: 2.3%–7%
Loans Simolified,At Your Fingertips
Visit the App Store on your phone and search for the "ALTARA
CREDIT" app. Click the “Get” button and wait for the app to download and
install on your device.